Template Resource Not Found Using Packages

I am using a template with a common dialog  component.  When I compile
without runtime packages it works fine.  However, when compiled with
packages it fails to find the template resource - CDERR_FINDRESFAILURE.  The
template is referenced by name not by handle.

Resource Workshop reveals the dialog template is in the .EXE file in both
cases.  FindResource/LoadResource have no problem finding the resource using
either compile method.

Does anyone know why common dialog template usage and packages seems to
conflict?